Although I'm a staunch fiscal conservative and free market proponent, I don't buy into the moral hazard argument on the proposed bill.  In times of particular peril, it is within the government's purview to stimulate markets that are significantly out of kilter.  The government has a long history of such actions.  Despite those interventions, the economy has continued to grow, capitalism has continued to flourish, and markets have become increasing open.  Of course, the devil is in the details.  It is important that the government be careful to take actions that do not leave behind bureaucratic residue, because the ultimate threat to our capitalistic system is the creation of more and more layers of government with their associated fixed costs.